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The first ten thousand naira is the hardest

Not because of the amount. Because of the habit it forces.

Swagga MONEY desk

Nobody's first investment changes their life. Ten shares of anything is not a plan. What it is, is proof that you can open an account, move money deliberately, and leave it alone.

That is the skill. The amount grows on its own once the habit exists.

Most people who never start are waiting to have enough to make it worth it. The people who end up with enough are the ones who started before it was.

Education, not advice

Swagga MONEY is journalism and education. SwaggaLIVE is not a broker, a dealer or a financial adviser, does not sell shares, does not take orders and does not receive commission on anything covered here. Confirm every figure and every channel against the official offer document, the exchange and your national regulator before you move money. Investing carries the risk of losing what you put in.